Juan E. Beraldi

Weichert, Realtors

Home Affordability Calculator

Find out what type of home is in your budget by entering a few numbers into our calculator. Our calculator is based on standard affordability ratios used to determine qualification for mortgage approvals. The housing payment ratio (or front ratio) compares your total mortgage payment to your monthly income and your total debt ratio (or back ratio) compares your total monthly obligations including your mortgage payment to your monthly income.

Mortgage Payment Calculator

It is important to find the right home and loan to match your budget. Use our calculator to figure out your estimated monthly payment in advance by estimating your loan amount, interest rate, and length of mortgage.
Note: Select appropriate box to estimate taxes, insurance, and maintenance; not all calculated values are displayed.

Loan Amortization

This calculator will amortize your mortgage over the loan period based on your input. To see a breakdown by payment, select the Full Loan Amortization box.

Refinance Calculator - Should I Refiance My Mortgage

This calculator figures your monthly savings and also compares your principal balance in years with and without refinancing. Based on your total cost to refinance, a break even period is calculated in relation to your monthly savings. The time value of money and income tax deductions are not considered in this refinance calculation.

APR loan Payment Calculator

This APR Calculator can be used to estimate the Annual Percentage Rate for a loan based on input parameters. There are various ways that companies compute APR. Mortgage Loan Fees may include Appraisal, Credit Report, Processing, Document Preparation, Administration, Underwriting, Flood Certificate, Tax Service, Wire Transfer, and other fees. (This APR Calculation assumes 15 days of Prepaid Interest)

Bank Rates

News, tips and advice to compare mortgage rates, home equity loans, CDs, car loans, credit cards and money market accounts
 

"As a mortgage broker, I'm not only going to get your dream home, but I could also help you with the financing of this new home, help you sell your house easier by offering financing to the future buyers or helping you save your home by refinancing your current mortgage. CALL ME FOR MORE DETAILS 786-286-0310"

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